Why Do I Need Mexico Auto Insurance?
Liability coverage issued by a Mexican Insurance Company is required by law on federal highways and bridges, aside of any local or state law.
Conveniently located at 850 W. Shell Rd. in Nogales, Arizona, inside the Holiday Inn Express lobby, Sanborn's Mexico Insurance helps drivers prepare for road trips into Mexico before they reach the US-Mexico border. The office is conveniently positioned near the Mariposa Port of Entry and the I-19 corridor, making it a practical stop for travelers heading into Sonora and destinations farther south.
Whether you're planning a quick visit to Nogales, Sonora, driving south on MEX-15D to Hermosillo, vacationing at a beach resort in San Carlos or Guaymas, taking an RV south for an extended stay, or beginning a longer road trip along Mexico's Pacific coast, our bilingual team can help you review available Mexico insurance options before you cross.
Visit the Nogales office or call 520-281-1865 to review coverage for your vehicle, destination, and travel dates.
Sanborn's helps Mexico-bound travelers explore insurance coverage before their trip. From personal cars and motorcycles to RVs and other eligible vehicles, coverage can vary according to the vehicle, destination, length of stay, and policy selected.
The Nogales location offers access to several Sanborn's products, including Mexican auto insurance, Mexico rental car insurance, Mexico home insurance, international health coverage, ATV coverage, and excess liability options.
Mexican auto insurance provides liability coverage recognized in Mexico for drivers taking U.S. or Canadian vehicles across the border.
Depending on the policy selected, additional coverage may be available for physical damage, total theft, medical expenses for vehicle occupants, roadside assistance, legal assistance, and other benefits. Sanborn's offers different third-party liability limits depending on the policy selected.
Drivers should arrange appropriate coverage before entering Mexico instead of assuming their regular U.S. or Canadian policy will satisfy Mexican liability insurance requirements.
Mexico insurance can help travelers prepare for everything from a day trip across the border to an extended road trip through Sonora and other parts of the country.
The coverage you select should reflect where you're going, how long you'll be traveling, the vehicle you're driving, and how much protection you want beyond liability.
For travelers leaving Nogales, that could mean a short visit to Nogales, Sonora, a trip south to Hermosillo or Guaymas, or a longer journey into mainland Mexico.
Motorcyclists can review Mexico motorcycle insurance options for eligible motorcycles before crossing the border.
Available motorcycle coverage may include liability, physical damage, total theft, medical payments, roadside assistance, GAP coverage, and protection for accessories and safety gear. Coverage and eligibility depend on the motorcycle and policy selected.
Riders planning longer routes through Sonora or farther along Mexico's Pacific coast should review their policy, documents, and intended travel area before leaving Nogales.
Mexico RV and motorhome insurance provides coverage options for travelers taking recreational vehicles south of the border.
Depending on the policy, available protection may include liability, physical damage, theft, medical payments, roadside assistance, and other travel-related benefits.
This can be especially useful for seasonal travelers and RV owners planning longer stays in Sonora or continuing farther into Mexico. RV travelers should also review vehicle import requirements before their trip, since permit rules depend on where they intend to travel.
Rental car insurance requirements can differ depending on where the vehicle is rented.
Travelers renting a vehicle in Mexico can review Mexico rental car insurance options, including third-party liability protection. If you're renting a vehicle in the United States and plan to drive it into Mexico, confirm that the rental company allows cross-border travel before purchasing coverage or starting your trip.
Do not assume permission to drive a rental vehicle into Mexico is automatic. Requirements depend on the rental company, vehicle, and agreement.
Mexico home insurance provides coverage options for eligible residential property located in Mexico.
Depending on the policy, coverage may be available for certain property damage, liability, theft, weather-related risks, and other covered losses.
This type of insurance may be relevant to Arizona residents who own vacation homes, retirement properties, rental homes, or other residences in Sonora or elsewhere in Mexico.
Sanborn's offers coverage for certain eligible ATVs, UTVs, and Side-by-Side used in Mexico.
Street-legal vehicles may qualify for liability, physical damage, total theft, medical payments, and roadside assistance when operated on conventional roads. Off-road use is excluded, so travelers should review policy requirements carefully before their trip.
International health coverage can provide additional protection for travelers spending time in Mexico.
Available benefits vary by policy and may help with certain eligible medical expenses, emergency assistance, or other travel-related needs. Travelers should review coverage limits, exclusions, geographic restrictions, and eligibility requirements before departure.
Sanborn's also offers Seguros para USA for eligible Mexico-registered vehicles traveling north into the United States.
For drivers crossing from Nogales, Sonora into Arizona, this provides an opportunity to review U.S. coverage before continuing north toward Tucson, Phoenix, or other destinations.
Nogales is one of Arizona's major gateways for road travel into Sonora, and the Sanborn's office gives travelers a convenient place to address insurance questions before they reach the border.
Its location inside the Holiday Inn Express on Shell Road offers easy access from I-19 and Mariposa Road for travelers arriving from Tucson, Green Valley, Sahuarita, Rio Rico, and other communities north of Nogales.
Arranging coverage before you reach the border gives you more time to review the details of your trip.
Stopping at the Nogales office gives you time to review coverage, confirm travel dates and vehicle information, and understand the documents associated with your policy before entering Mexico.
Travelers can also purchase Mexico auto insurance online or contact Sanborn's by phone before arriving in Nogales.
The Nogales border corridor serves travelers with different vehicles, destinations, and trip lengths.
Some customers cross for short visits to Nogales, Sonora. Others are driving south toward Hermosillo, Guaymas, San Carlos, or destinations farther into mainland Mexico. The route is also frequently used by RV travelers, motorcyclists, seasonal residents, families, and business travelers.
Because those trips differ considerably, coverage should be reviewed according to the vehicle, destination, travel duration, and level of protection desired.
The Sanborn's office is located at 850 W. Shell Rd., inside the Holiday Inn Express lobby and near Mariposa Road, which connects with the Mariposa Port of Entry.
Drivers traveling south on I-19 can stop in Nogales, review insurance options, and then continue toward the border without needing to travel far from their route.
The location is also convenient for residents and travelers from Rio Rico, Tubac, Green Valley, Sahuarita, and the Tucson and Phoenix metropolitan areas.
Policy periods can vary based on the product, vehicle, and eligibility.
A traveler crossing into Nogales, Sonora for a short visit has different needs from someone spending several weeks in San Carlos or taking an extended road trip through mainland Mexico.
Mexico insurance policies can be issued for different travel periods depending on the product and eligibility. Provide your expected departure and return dates when requesting a quote so you can compare the options available for your trip.
The Nogales office serves customers traveling through one of Arizona's busiest border corridors and provides assistance in both English and Spanish.
That local setting can be useful for travelers who have questions about their policy, vehicle documentation, coverage options, or the differences between preparing for a short trip into Sonora and traveling farther into Mexico.
Coverage depends on the policy, insurance company, vehicle, destination, and eligibility. The table below summarizes common protections available through Sanborn's Mexico auto insurance policies.
Sanborn's Mexico auto insurance coverage can include third-party liability limits, as well as eligible medical expense, legal aid, roadside assistance, physical damage, theft, and other protections depending on the coverage package selected.
Before crossing from Nogales into Mexico, review your coverage and make sure you understand what applies once you are south of the border.
The U.S. Embassy & Consulates in Mexico advises U.S. travelers to get a separate Mexico auto insurance policy because U.S. insurance isn't sufficient for driving in Mexico. Review your Mexico-specific coverage before crossing rather than relying on your regular U.S. policy.
Your coverage needs may vary based on:
Keep your policy documentation and required travel documents accessible during the trip.
Travelers with financed, leased, or rented vehicles should also verify whether permission from the lender, leasing company, or rental company is required before crossing into Mexico.
Vehicle import requirements are separate from auto insurance, so travelers should determine whether they need a Temporary Vehicle Importation Permit (TIP) for their route.
The Government of Sonora's Only Sonora guidance states that eligible foreign-plated vehicles may circulate in Sonora's Free Zone without a vehicle permit when the applicable requirements are met. Travel outside the Free Zone within Sonora can require an Only Sonora permit.
For travel beyond the applicable permit-free area, check current Banjercito vehicle permit requirements for your exact route and destination before leaving.
Because permit requirements depend on the route, destination, and vehicle, verify the current rules rather than assuming a city is permit-free.
The Sanborn's Nogales office serves residents and travelers throughout Santa Cruz County and the southern I-19 corridor, including:
Traveling through another Arizona border crossing? Use the Sanborn's location finder to find an office along your route.
From Tucson and I-19 South: Follow I-19 south toward Nogales. As you approach the city, take the appropriate exit 4 toward Mariposa Road and Shell Road. Continuing to 850 W. Shell Rd. The Sanborn's office is located inside the Holiday Inn Express lobby.
From Downtown Nogales: Travel toward Mariposa Road and continue to Shell Road. Follow Shell Road to 850 W. Shell Rd.
From Rio Rico or Tubac: Take I-19 south toward Nogales and follow the route toward Mariposa Road and Shell Road.
Before leaving, check current road, weather, and border conditions, since construction, traffic, and port operations can affect your route.
Before crossing into Mexico, visit Sanborn's at 850 W. Shell Rd. inside the Holiday Inn Express in Nogales, AZ 85621, or contact our team to review available insurance options for your trip.
Whether you're making a quick trip to Nogales, Sonora, visiting family in Hermosillo, heading to the coast in an RV, riding a motorcycle south, or continuing on a longer Mexico road trip, Sanborn's can help you explore coverage for your vehicle and travel plans.
Visit the office, call 520-281-1865 for local assistance or start a quote online before your trip.
Yes. Drivers entering Mexico should arrange Mexico-specific auto insurance before crossing the border.
A regular U.S. auto policy isn't sufficient for driving in Mexico. A Mexico tourist auto policy can provide the required liability protection along with other available coverage, such as physical damage, theft, medical payments, roadside assistance, and legal aid.
Review your vehicle's information, travel dates, limits, deductibles, and policy documents before your trip.
Yes. Sanborn's offers flexible short-term daily policies tailored for day trips into Mexico.
If you're making a day trip to Nogales, Sonora or spending a few days elsewhere in Sonora, provide your expected travel dates, destination, and vehicle information when requesting a quote.
To get a Fast Quote online or in-person at our Nogales office, you only need your travel dates, and basic vehicle information—specifically the year, make, model, and estimated Actual Cash Value (ACV). Once you review your quote and choose to accept it, our team will collect the remaining details—including your VIN, license plate number, driver details, and ownership status—to confirm your desired coverage limits and officially issue your policy.
Yes. Sanborn's offers insurance options for eligible motorcycles, RVs, motorhomes, ATVs, and other vehicle types in addition to passenger cars.
Available coverage varies by vehicle and policy. Depending on eligibility, protection may include liability, physical damage, total theft, medical expenses, roadside assistance, and other benefits.
Provide the specific vehicle information when requesting a quote so available options can be reviewed.
Buying coverage before you reach the border gives you time to review the policy, confirm vehicle information, compare available protections, and ask questions before entering Mexico.
The Sanborn's Nogales office is conveniently located inside the Holiday Inn Express at 850 W. Shell Rd., near the route to the Mariposa Port of Entry, making it a practical stop before crossing.
You can also arrange coverage online or by phone before arriving in Nogales.
It depends on how far south you plan to drive. Foreign vehicles traveling within the Sonora Free Zone (which extends south along MEX-15D through Hermosillo and Guaymas down to Empalme / Km 98) do not require a Temporary Vehicle Importation Permit (TVIP). However, if you plan to drive south of Km 98 toward Sinaloa or mainland Mexico, you must obtain an official TVIP from Banjercito (online or at the Km 21 checkpoint). Remember: valid Mexican Auto Insurance is strictly required by law regardless of whether your trip requires a vehicle permit.
Smart questions you may be asking
Liability coverage issued by a Mexican Insurance Company is required by law on federal highways and bridges, aside of any local or state law.
Whether you are requesting a quote online or by phone, (800) 222‑0158 (8:00 a.m. ‑ 6:00 p.m. CST), you should have the following items handy to make the quoting process easier.
For insurance purposes, your vehicle will be covered as specified on your policy as long as it is driven by someone with a valid driver license.